nprofile1qy2hwumn8ghj7un9d3shjtnddaehgu3wwp6kyqpqafz9jadkpqzaedvclkth4vcm6q9fsvy6mfddq0ufwjpy4gptlwxqx8lwgl (nprofile…lwgl) Yeah it’s the “Sam Vimes theory of socioeconomic unfairness” which I assume you’ve heard of, but JIC not: https://en.wikipedia.org/wiki/Boots_theory
It’s easier to save money the more money you have and being poor is, just as you note, expensive.
Which is my long way of extending sympathy, sorry you’re having to deal with it!