nprofile1qyt8wumn8ghj7un9d3shjtnyd968gmewwp6kytcqyrfjzn8x9qdqr3kmqenvzylj3q2gsdav768ta8p2lh6apu468304zjzzjgl (nprofile…zjgl)
I think the main answer is because they tend to be poor dirtbags with disabilities and lead otherwise very stressful lives.
For the better off (which I think are rare), I think it's just a continuation of the selfish culture of taking care of yourself first. They rationalize purchasing their video games, concerts and whatever as "self-care".
Third is probably they don't trust anyone, and for good reason like nprofile1qyt8wumn8ghj7un9d3shjtnyd968gmewwp6kytcqyry45mrn3ex0vvsmvzulrw3samgearqhxcwepqzccp5z87rsvh047lf00lf (nprofile…00lf)'s comment.