<oembed><type>rich</type><version>1.0</version><title>Mbitcoiner wrote</title><author_name>Mbitcoiner (npub1uz…857h3)</author_name><author_url>https://nostr.now/npub1uzfp6cgwue2njm86cmyeq7m26y0n58w72acq98sjsnnv4c87002s6857h3</author_url><provider_name>njump</provider_name><provider_url>https://nostr.now</provider_url><html>It just depends on the use case and time horizon.&#xA;&#xA;Some just want exposure to Bitcoin price and not bother with handling and directlymanaging their wealth. That&#39;s their problem.&#xA;&#xA;Some never want to transact with their btc and would much rather hold it for many years. Which is fine, I cannot tell them how to spend or use their money.&#xA;&#xA;The average Joe probably isn&#39;t ready to self custody until they see everyone else doing it. &#xA;&#xA;In your scenario, that person probably just isn&#39;t ready to learn yet. </html></oembed>