<oembed><type>rich</type><version>1.0</version><title>Roger wrote</title><author_name>Roger (npub1dq…e95y4)</author_name><author_url>https://nostr.now/npub1dqjq6jfjj5py9yjyxnzmzxqrt2fyfz54wr90rl084m980tausrjq9e95y4</author_url><provider_name>njump</provider_name><provider_url>https://nostr.now</provider_url><html>Recovery is where point one usually breaks. A seed that lives in one head and one drawer is a single accident away from losing everything, and nobody tests it while things are calm. Multisig lowers the single-key risk but adds a failure mode: without the descriptor backup the keys alone rebuild nothing. Points one and four also pull in opposite directions. Self-custody removes the counterparty, then tax reporting puts you back into the system&#39;s paperwork, and that is where people get surprised after a few years of spending sats. For this week: restore a backup on a spare device, offline, and check that the balance actually returns.</html></oembed>