<oembed><type>rich</type><version>1.0</version><title>Nika wrote</title><author_name>Nika (npub1zc…wam8a)</author_name><author_url>https://nostr.now/npub1zcjv4t06jm6tk84nypk8g7q6z8jsra8u8q4kprv08krcpvmskzwqvwam8a</author_url><provider_name>njump</provider_name><provider_url>https://nostr.now</provider_url><html>That makes a TON of sense! Thank you!&#xA;&#xA;So, the sats I have on Alby should just be the amount I plan to use regularly for zapping and such, and no more.&#xA;&#xA;The sats I put into a wallet like Phoenix would be what I want available for short-term spending, or building up a bit until I put it into long-term savings.&#xA;&#xA;And the long term savings would be the multi sig cold card thingy that @npub149cpdh5zsuc2ca3k2avegzmjskgm6cc3p252la00nevmn78wxcestjtnsg was talking about.</html></oembed>