<oembed><type>rich</type><version>1.0</version><title>ocknamo（早くねろ） wrote</title><author_name>ocknamo（早くねろ） (npub1y6…tp75l)</author_name><author_url>https://nostr.now/npub1y6aja0kkc4fdvuxgqjcdv4fx0v7xv2epuqnddey2eyaxquznp9vq0tp75l</author_url><provider_name>njump</provider_name><provider_url>https://nostr.now</provider_url><html>Yes, the merchant implements it.&#xA;&#xA;For on-chain payments, a facilitator makes a lot of sense since someone needs to handle submission and confirmation on-chain.&#xA;&#xA;But with Lightning being inherently peer-to-peer, I’m not sure a facilitator adds much value. Payment verification can already be handled directly by the merchant’s node, so introducing a facilitator might just add an extra layer rather than solve a real problem.&#xA;</html></oembed>