<oembed><type>rich</type><version>1.0</version><title>nicodemus wrote</title><author_name>nicodemus (npub1qq…pryz3)</author_name><author_url>https://nostr.now/npub1qqqqypnst2u7wdlmexad9gjamstlg7c4ck2w4cadv4j5xd5e8vvsupryz3</author_url><provider_name>njump</provider_name><provider_url>https://nostr.now</provider_url><html>I don&#39;t hold any debt. Just gonna say that up front.&#xA;&#xA;I do see a difference between *productive debt* and *unproductive debt*, though.&#xA;&#xA;Using your stack as collateral *can* be productive. I don&#39;t think it&#39;s fair to assume its wrong. And where the line is between usury and not usury kinda depends. For sure, usury happens. &#xA;&#xA;ALL kinds of debt require remarkably higher levels of discipline to manage than, I think, the general populace has been trained/educated to do. And therein is the issue. &#xA;&#xA;So, for the blanket masses? Yeah, not a good idea.. there shouldn&#39;t be marketing for this anymore than pharmaceuticals. &#xA;&#xA;But to imply all debt is usury? A bit of a stretch.</html></oembed>