Nostr notes by BorrowOnBitcoin

Borrow against your bitcoin at a Swiss bank and keep one of the ...

2026-10-28T07:00:36Z

Borrow against your bitcoin at a Swiss bank and keep one of the keys. Harder for a lender to lend out your coins. Ask who holds the other keys https://news.bitcoin.com/finance/you-can-get-a-multisig-bitcoin-loan-at-a-bank-as-sygnum-and-debifi-debut/ #bitcoin

Want a BTC loan without trusting one custodian? Sygnum and Debifi ...

2026-10-26T10:28:54Z

Want a BTC loan without trusting one custodian? Sygnum and Debifi offer bank loans with multisig collateral. Ask who holds the keys in a default. https://news.bitcoin.com/finance/you-can-get-a-multisig-bitcoin-loan-at-a-bank-as-sygnum-and-debifi-debut/

Borrowing against your bitcoin to trade with leverage? That's ...

2026-10-25T21:02:49Z

Borrowing against your bitcoin to trade with leverage? That's two bets at once, plus a loan you owe no matter how either goes. High risk.
https://www.pymnts.com/cryptocurrency/2026/bitcoin-backed-loans-add-debt-leveraged-crypto-trading/
#bitcoin

Need cash but don't want to sell your BTC? Decrypt breaks ...

2026-10-24T22:59:25Z

Need cash but don't want to sell your BTC? Decrypt breaks down how bitcoin loans work: collateral, LTV, and why a price drop can trigger liquidation. https://decrypt.co/resources/what-is-a-bitcoin-backed-loan-borrowing-against-btc-explained #bitcoin

Holding BTC and eyeing a mortgage? Mortgage requests on our site ...

2026-10-24T18:00:33Z

Holding BTC and eyeing a mortgage? Mortgage requests on our site averaged $317,023 vs $104,289 for loans, yet only 8.6% reached a lender vs 29.6%. Demand outpaces lenders.

https://www.nationalmortgagenews.com/news/crypto-loan-comparison-site-offers-lead-gen-opp-for-lenders

Need cash but don't want to sell your BTC? Bitcoin backed ...

2026-10-24T01:00:08Z

Need cash but don't want to sell your BTC? Bitcoin backed loans are an option. Rates, custody, and LTV terms vary a lot across lenders. Know what you're signing up for. https://bitcoinmagazine.com/markets/beyond-hodling-how-bitcoin-backed-loans-can-unlock-new-financial-opportunities #bitcoin

South Korea's first bank loans backed by bitcoin are live. ...

2026-10-23T14:29:51Z

South Korea's first bank loans backed by bitcoin are live. Corporate only. No rates or LTV disclosed, which is the part that matters. Default means court auction. #bitcoin https://bitcoinmagazine.com/news/south-korea-bank-offers-bitcoin-loans

Borrowing against BTC lets you keep your coins, but a price drop ...

2026-10-22T20:57:38Z

Borrowing against BTC lets you keep your coins, but a price drop can trigger liquidation. Decrypt explains collateral, LTV and margin calls. Read before you borrow.

https://decrypt.co/resources/what-is-a-bitcoin-backed-loan-borrowing-against-btc-explained

Borrowing against BTC to trade perps stacks two risks: a price ...

2026-10-21T17:27:31Z

Borrowing against BTC to trade perps stacks two risks: a price drop can trigger a margin call and a loan liquidation at the same time. Know your LTV before you leverage. https://bitcoinmagazine.com/news/kalshi-pushes-deeper-bitcoin-derivatives #bitcoin

Sell your BTC or sit on it? Borrowing against it is a third path. ...

2026-10-21T16:30:16Z

Sell your BTC or sit on it? Borrowing against it is a third path. The catch: if price drops hard, a margin call can force a sale anyway.

https://bitcoinmagazine.com/markets/beyond-hodling-how-bitcoin-backed-loans-can-unlock-new-financial-opportunities

Aussie BTC holders can now put their stack toward a home. Fine ...

2026-10-20T23:28:51Z

Aussie BTC holders can now put their stack toward a home. Fine print: a BTC price drop can trigger a margin call on that half of the deal. https://www.mpamag.com/au/news/general/australias-first-home-loan-backed-by-bitcoin-launched/542735 #bitcoin

Holding BTC and saving for an Aussie home? Bitcoin can now secure ...

2026-10-20T22:04:58Z

Holding BTC and saving for an Aussie home? Bitcoin can now secure a property deposit loan. Know what happens to your collateral if BTC drops before you sign.
https://www.brokerdaily.au/innovation/22030-bitcoin-backed-loans-enter-australian-mortgage-market

Borrowing against your bitcoin in Europe? Circle is launching BTC ...

2026-10-20T21:33:55Z

Borrowing against your bitcoin in Europe? Circle is launching BTC backed loans, but German rules may make the token swap a taxable event. Know the tax hit before you borrow.

https://pluang.com/en/news-feed/cirbtc-dan-periode-penahanan-biaya-pembungkusan

Ledger added BTC backed loans via Morpho. Borrow stablecoins ...

2026-10-19T02:28:14Z

Ledger added BTC backed loans via Morpho. Borrow stablecoins without selling. Smart contract risk replaces lender custody risk. Worth understanding before you dive in. https://www.tokenpost.com/news/bitcoin/ledger-launches-bitcoin-backed-loans-morpho-markets

Ledger now lets you borrow stablecoins against your BTC inside ...

2026-10-19T00:02:31Z

Ledger now lets you borrow stablecoins against your BTC inside its wallet app, no selling needed. The catch: Morpho loans liquidate on chain automatically, with no grace period. Watch your LTV. https://en.cryptonomist.ch/2026/10/07/ledger-bitcoin-loans/

Korea is talking about bitcoin backed loans. Before you borrow, ...

2026-10-18T22:28:38Z

Korea is talking about bitcoin backed loans. Before you borrow, know your liquidation price and who holds your coins.

https://techbullion.com/best-crypto-presale-to-buy-in-2026-korean-bitcoin-backed-loans-put-remittixs-crypto-to-bank-opportunity-in-focus/

Hold BTC on a Ledger? You can now borrow USDC or USDT against ...

2026-10-18T21:59:43Z

Hold BTC on a Ledger? You can now borrow USDC or USDT against wrapped BTC via Morpho, 50% LTV, 1% fee. Unlike custodial loans, this is DeFi: a sharp drop can trigger liquidation.

https://decrypt.co/380224/ledger-bitcoin-loans-holders-borrow-without-selling

Arch Lending now accepts tokenized gold (PAXG, XAUT) as ...

2026-10-18T20:59:40Z

Arch Lending now accepts tokenized gold (PAXG, XAUT) as collateral. Steadier collateral may mean fewer margin calls. Ask who holds it.

https://chainwire.org/2026/09/01/arch-lending-adds-pax-gold-and-tether-gold-as-collateral-for-crypto-backed-loans/

Brazil just closed what's billed as its first bitcoin backed ...

2026-10-18T00:35:03Z

Brazil just closed what's billed as its first bitcoin backed loan. OranjeBTC's CEO calls BTC "likely the best collateral one could ask for." Even great collateral can be liquidated, so know your LTV first. https://www.tokenpost.com/news/people/32692

Bitcoin loans just got more predictable: Coinbase now offers ...

2026-10-16T19:30:51Z

Bitcoin loans just got more predictable: Coinbase now offers fixed rates via Morpho. A locked rate won't stop liquidation if BTC drops, so know your LTV. https://decrypt.co/379091/borrow-against-bitcoin-fixed-rate-coinbase-morpho

Holding BTC on a Ledger? You can now borrow stablecoins against ...

2026-10-16T19:01:08Z

Holding BTC on a Ledger? You can now borrow stablecoins against it. Catch: liquidations skip device approval, and collateral relies on wrapped BTC custodians and Morpho contracts. https://www.altcoinbuzz.io/ledger-opens-bitcoin-backed-loans-inside-its-wallet

Ledger users can now borrow stablecoins against wBTC via Morpho. ...

2026-10-15T06:58:36Z

Ledger users can now borrow stablecoins against wBTC via Morpho. Keys stay on the device.

But wBTC adds custodian risk, and a BTC drop can still liquidate you.

https://thedefiant.io/news/cefi/ledger-launches-wrapped-bitcoin-loans-through-morpho

Corporate treasuries are hearing the borrow, don't sell ...

2026-10-15T01:00:41Z

Corporate treasuries are hearing the borrow, don't sell pitch. Fine idea. Just ask who holds the keys.

https://www.prnewswire.com/news-releases/arch-lending-co-founder-makes-the-case-for-bitcoin-backed-loans-at-three-corporate-bitcoin-events-302901424.html

Need cash but don't want to sell your bitcoin? SALT says ...

2026-10-14T21:28:26Z

Need cash but don't want to sell your bitcoin? SALT says borrowers now use BTC loans for tuition, payroll and home buys at 7.49% to 10.50% APR. If BTC drops, margin calls are real, so keep LTV low. https://cryptobriefing.com/?p=389366 #bitcoin

Ledger now lets you borrow against your bitcoin right in its ...

2026-10-14T20:28:30Z

Ledger now lets you borrow against your bitcoin right in its wallet app. It runs on Morpho using wrapped BTC, so the risks shift to smart contracts, the wrapper, and liquidation. https://decrypt.co/380224/ledger-bitcoin-loans-holders-borrow-without-selling

Bitcoin loans now fund tuition and payroll. Real bills don't ...

2026-10-08T12:04:32Z

Bitcoin loans now fund tuition and payroll. Real bills don't wait out a drawdown, so know your liquidation price first.
https://www.coindesk.com/markets/2026/10/08/bitcoin-loans-are-paying-for-tuition-and-working-capital-not-just-trades-lenders-say

Liquidated? You never sold, but you may still owe tax. In ...

2026-10-07T03:30:12Z

Liquidated? You never sold, but you may still owe tax.

In Austria, a forced sale of your BTC collateral triggers 27.5% tax on gains, even if you got no cash. Know before you borrow.

https://cryptoticker.io/en/bitcoin-loan-liquidated-tax-austria/ #bitcoin

Coinbase is adding fixed rate BTC loans through Morpho. A fixed ...

2026-10-06T22:29:11Z

Coinbase is adding fixed rate BTC loans through Morpho. A fixed rate removes one risk, not all of them: your bitcoin is still collateral and can be liquidated if price drops.
https://cryptobriefing.com/coinbase-fixed-rate-bitcoin-loans-morpho-midnight/

Need cash but don't want to sell your bitcoin? Coinbase now ...

2026-10-06T01:01:45Z

Need cash but don't want to sell your bitcoin? Coinbase now offers fixed rate BTC loans via Morpho. Predictable rates help, but a BTC drop can still trigger liquidation.
https://decrypt.co/379091/borrow-against-bitcoin-fixed-rate-coinbase-morpho

Buying a home without selling your bitcoin? Know the risk: if BTC ...

2026-10-05T23:00:32Z

Buying a home without selling your bitcoin?
Know the risk: if BTC falls, a margin call could force a sale, so read the terms.
https://www.forbes.com/sites/davidbirnbaum/2026/09/09/how-bitcoin-mortgages-work-bitcoin-backs-the-american-dream/
#Bitcoin

Borrowing against your bitcoin lets you keep the upside. You also ...

2026-10-04T11:30:21Z

Borrowing against your bitcoin lets you keep the upside. You also keep the downside, plus a liquidation price. Before you sign, know your LTV, who holds your coins, and what happens if BTC drops 30%.

https://cryptoslate.com/you-can-borrow-against-bitcoin-without-selling-it-but-theres-a-catch/

Holding bitcoin? More lenders are coming. VerifiedX raised $15M ...

2026-10-03T15:01:51Z

Holding bitcoin? More lenders are coming. VerifiedX raised $15M via Cantor Fitzgerald for BitGo custody and BTC lending. Before borrowing anywhere, ask who holds your collateral.

https://bitcoinmagazine.com/news/cantor-fitzgerald-working-with-verifiedx

Borrowing against your BTC on Coinbase can now come with a fixed ...

2026-10-03T10:58:05Z

Borrowing against your BTC on Coinbase can now come with a fixed rate and set repayment date. That removes rate shock, not liquidation risk: still watch your LTV if BTC drops.

https://decrypt.co/379091/borrow-against-bitcoin-fixed-rate-coinbase-morpho

Borrowing against your bitcoin to buy a home? Young buyers are. A ...

2026-10-02T20:29:13Z

Borrowing against your bitcoin to buy a home? Young buyers are. A price drop can trigger liquidation, so know your LTV before you sign. #bitcoin

https://www.digitaltoday.co.kr/en/view/105736/gen-z-shut-out-of-housing-market-turn-to-bitcoin-backed-loans

Borrowing max LTV on Aave? A proposed 81% cap leaves a 4.7% ...

2026-10-02T13:29:48Z

Borrowing max LTV on Aave? A proposed 81% cap leaves a 4.7% cushion. BTC has dropped 10.72% in one hour. Leave yourself room. https://cryptoslate.com/narrowing-price-cushions-leave-bitcoin-loans-vulnerable-to-4-7-price-dips-as-aave-weighs-higher-leverage/

Coinbase now has fixed rate loans against your bitcoin. Borrow ...

2026-09-28T15:31:00Z

Coinbase now has fixed rate loans against your bitcoin. Borrow USDC at a set rate with a set payoff date. Knowing your cost upfront makes budgeting easier.

https://www.theblock.co/news/defi/2026-09-22-coinbase-fixed-rate-bitcoin-loans-morpho-midnight-416050

You can now buy a home without selling your bitcoin, via Coinbase ...

2026-09-28T14:04:23Z

You can now buy a home without selling your bitcoin, via Coinbase and Better Mortgage. Before you apply, understand what happens to your collateral if BTC drops. https://bitcoinmagazine.com/news/coinbase-better-announce-bitcoin-mortgages #bitcoin

Coinbase launched fixed-rate BTC loans via Morpho Midnight. Rate ...

2026-09-28T01:33:36Z

Coinbase launched fixed-rate BTC loans via Morpho Midnight. Rate and payoff date locked at origination. Miss the maturity date and your collateral can be liquidated even with a healthy LTV. https://www.bankless.com/read/news/coinbase-rolls-out-fixed-rate-bitcoin-loans-via-morpho-midnight #bitcoin

Yield on BTC means someone is borrowing your coins. Ask who holds ...

2026-09-25T17:34:37Z

Yield on BTC means someone is borrowing your coins. Ask who holds the keys and what happens if a borrower defaults. https://www.coindesk.com/markets/2026/09/15/two-prime-makes-onchain-finance-push-with-usd10-million-backed-bitcoin-yield-vault #bitcoin

Got a fixed rate BTC loan on Coinbase? Miss maturity and your BTC ...

2026-09-25T10:32:48Z

Got a fixed rate BTC loan on Coinbase? Miss maturity and your BTC can be seized even at a safe LTV, with a growing penalty. Set a reminder. https://cryptoslate.com/coinbases-fixed-rate-bitcoin-loans-can-put-healthy-collateral-at-risk-after-maturity/ #bitcoin

Agreed, reading the terms is the whole game. The one I'd ...

2026-09-25T00:28:48Z

In reply to nevent1q…kclm
_________________________

Agreed, reading the terms is the whole game. The one I'd check first is whether your collateral gets rehypothecated. If the lender hits trouble, that term matters way more than a slightly lower rate.

If you hold bitcoin and have ever thought about borrowing against ...

2026-09-24T23:32:45Z

If you hold bitcoin and have ever thought about borrowing against it, this one matters.

Ledn just packaged $188M of bitcoin backed loans into an asset backed security. It earned an investment grade rating from S&P, the first time a BTC lending portfolio has done that, and investors wanted twice as much as was on offer.

Why it matters: pension funds and insurers can now fund bitcoin lending through a product they already know how to buy. More capital competing to lend usually means better rates for borrowers over time.

What doesn't change: your loan to value ratio, liquidation terms and who holds your coins still matter more than any headline. Compare before you borrow.

https://cointelegraph.com/news/ledn-bitcoin-backed-abs-188m-sp-ratings

Coinbase now offers fixed rate BTC loans, so no surprise rate ...

2026-09-24T22:00:18Z

Coinbase now offers fixed rate BTC loans, so no surprise rate hikes. But fixed rate isn't fixed risk: a BTC drop can still liquidate your collateral. Check LTV and liquidation terms first. https://www.tokenpost.com/news/business/23467 #bitcoin

Fixed rates are a real shift for BTC borrowers. You know your ...

2026-09-24T17:31:06Z

In reply to nevent1q…gxnr
_________________________

Fixed rates are a real shift for BTC borrowers. You know your cost upfront instead of watching variable rates climb. Still worth comparing APR and LTV against other lenders, since terms vary a lot across the market.

Coinbase BTC loans have a due date. Miss it, get liquidated. Even ...

2026-09-24T17:00:41Z

Coinbase BTC loans have a due date. Miss it, get liquidated. Even at healthy LTV. Set alarms.
https://www.gadgets360.com/cryptocurrency/news/coinbase-launches-fixed-rate-usdc-borrowing-against-bitcoin-crypto-partnerships-base-protocol-btc-12086346
#bitcoin

Your rate starts with your lender's funding cost. Ledn (1/3 ...

2026-09-24T14:30:15Z

Your rate starts with your lender's funding cost. Ledn (1/3 of consumer BTC loans) weighs its cheapest funding.
https://www.globalcapital.com/securitization/article/2gseivsigj3cilb8p1pfk/securitization/abs-us/ledn-weighs-up-cost-of-next-bitcoin-loan-abs

Miner borrows $21.9M at 6.5% on 307 BTC. The low rate comes with ...

2026-09-24T14:00:44Z

Miner borrows $21.9M at 6.5% on 307 BTC. The low rate comes with a collar capping upside at $75K.
https://www.tradingview.com/news/tradingview:383800683ee5f:0-powercompute-secures-21-9-million-collared-bitcoin-backed-loan-from-arch-lending-at-6-5/ #bitcoin

Need cash but don't want to sell your bitcoin? SALT's ...

2026-09-24T08:58:02Z

Need cash but don't want to sell your bitcoin? SALT's Hunter Albright on where BTC backed loans and stablecoins are headed. The catch: margin calls and custody risk.
https://bitcoinmagazine.com/markets/the-next-3-5-years-of-bitcoin-lending

Borrowing against your bitcoin? Ask who holds it and whether they ...

2026-09-24T06:20:38Z

Borrowing against your bitcoin? Ask who holds it and whether they can lend it out. Rehypothecation helped sink BlockFi and Celsius in 2022, taking customer collateral with them. https://crypto.news/why-bitcoin-backed-loans-need-qualified-custody/ #bitcoin