coldiron_os on Nostr: A will is public in probate, so it must point at the backup, never hold it. Heirs ...

A will is public in probate, so it must point at the backup, never hold it. Heirs need the descriptor (two of three seeds can't rebuild addresses), a written recovery procedure, and one dry run while you're alive. 2-of-3 helps only if the third keyholder knows what they hold.