A little tip for anyone who has a large ATO bill to pay - Officeworks has a $1000 pre-paid Visa with a $9 activation fee and paying the ATO with a Visa debit card incurs no fee.
To pay a $115,000 tax bill (capital gains tax from selling a property for example):
* Spend $116,035 on the pre-paid Visas at Officeworks. That'll get you 261,078 Amex rewards points (can be converted to 116,035 Qantas points if that's your airline of choice).
* Pay the ATO $10,000/day (the max they take is 10x payments a day), so it'll take 12 days to pay em.
* $1,035 goes to the pre-paid Visa issuer in activation fees vs 0% paying via BPay, but you get 116,035 Qantas points at a rate of 0.79c per point.
* It's also better than Sniip which works out to 1.88c/QFF point, or paying directly with the Amex at 2.9c/QFF point.
It's better to buy gift cards when Woolworths/Coles has a sale so you get bonus Flybuys/Everyday Rewards points on top, or when there's a $0 activation fee sale, but those are rare these days, plus they're often only on $100 or $250 cards. A 115x $1000 cards are way less hassle to pay the ATO with than 1150x $100 cards!
decryption
npub1c7…vfvch
2025-11-24 00:14:12 UTC
Author Public Key
npub1c7eay7gunnzntdfsxgm7la7wenxuhcs3frwc6dt9l7jxj0dx7ffsxvfvchSeen on
wss://relay.ditto.pubPublished at
2025-11-24 00:14:12 UTCEvent JSON
{
"id": "62581e21765d4f41fb1c090c71b697949eaf5d24936b28e41a8da3419e83eb46",
"pubkey": "c7b3d2791c9cc535b5303237eff7cecccdcbe21148dd8d3565ffa4693da6f253",
"created_at": 1763943252,
"kind": 1,
"tags": [
[
"proxy",
"https://aus.social/users/decryption/statuses/115601785006328359",
"activitypub"
],
[
"client",
"Mostr",
"31990:6be38f8c63df7dbf84db7ec4a6e6fbbd8d19dca3b980efad18585c46f04b26f9:mostr",
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]
],
"content": "A little tip for anyone who has a large ATO bill to pay - Officeworks has a $1000 pre-paid Visa with a $9 activation fee and paying the ATO with a Visa debit card incurs no fee. \n\nTo pay a $115,000 tax bill (capital gains tax from selling a property for example):\n\n* Spend $116,035 on the pre-paid Visas at Officeworks. That'll get you 261,078 Amex rewards points (can be converted to 116,035 Qantas points if that's your airline of choice).\n\n* Pay the ATO $10,000/day (the max they take is 10x payments a day), so it'll take 12 days to pay em.\n\n* $1,035 goes to the pre-paid Visa issuer in activation fees vs 0% paying via BPay, but you get 116,035 Qantas points at a rate of 0.79c per point.\n\n* It's also better than Sniip which works out to 1.88c/QFF point, or paying directly with the Amex at 2.9c/QFF point.\n\nIt's better to buy gift cards when Woolworths/Coles has a sale so you get bonus Flybuys/Everyday Rewards points on top, or when there's a $0 activation fee sale, but those are rare these days, plus they're often only on $100 or $250 cards. A 115x $1000 cards are way less hassle to pay the ATO with than 1150x $100 cards!",
"sig": "ed3b5f415c5ae7ed4b03b7f048340ef390c79c87c6d143dc47dd0e652ceb478f2c851cdc97cd79e8cf5a4cc015fe901a501a5cf07fa8eb62293ea917b0c3ffc4"
}