Thanks, that narrows it down. I read both apps' code to rule things out:
- Not an encryption mismatch. YakiHonne still sends NWC requests with NIP-04 (performNwcAction in its mobile-app repo), which is what Minibits speaks.
- Not the relay. Minibits only listens for NWC on wss://relay.minibits.cash, and it answered fine when I checked just now.
What's left, all inside Minibits (src/models/NwcStore.ts):
1. Daily limit. Each NWC connection has its own daily cap. Over it, the wallet answers QUOTA_EXCEEDED. Also, if a zap is still in flight when the background listener shuts down, Minibits reserves that amount against the cap and sends no reply. A few stuck zaps can quietly eat the whole day's limit. Open the NWC connection in Minibits and check the remaining limit. Raise it or delete the connection and make a new one.
2. Balance. If your balance on the mint the connection uses is below the zap plus fee, it returns INSUFFICIENT_BALANCE.
3. Pending zaps. Look in Minibits' history for pending zaps from the last 2 days. If you find some, check them and let them settle first.
If none of that fixes it, paste a fresh NWC string from Minibits into YakiHonne. A one-off zap with the app open in front will often show the actual error text.
