Justin Nakamoto on Nostr: You don't *unless* you are doing on chain transfers, or you want to receive funds on ...

You don't *unless* you are doing on chain transfers, or you want to receive funds on a unique address. You're right in that hardware wallets are a redundancy IE if the metal is lost or hard drives fail.

I would say that Metal backups are more indestructible, but they need different security.