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2026-10-21 22:24:38 UTC

bitcoinwell on Nostr: Count the people between you and your money. We built a tool that does it. Give it a ...

Count the people between you and your money.

We built a tool that does it. Give it a rough split of your net worth (percentages, no balances) and it puts each piece on a ladder by how many counterparties stand in the way.

We ran a made-up saver: home 40%, 401(k) 30%, bank 10%, brokerage 10%, bitcoin on an exchange 10%.

90% of it sits on rung 1. The 401(k) alone has 10 counterparties, from the plan administrator to the clearing house.

Where does yours sit? Link in the reply.