as with all "nuggets" if it makes sense in a context you're in, it might be useful to you, else ignore.
I like your interpretation, though I was thinking of something entirely else in my own life (work/finances).
To answer the first question: when hopeful, one might not put in the full effort they can muster. Post hope, there's not much to lose, allowing to unshackle oneself from hangups and get shit done.