nprofile1qqsxnnmetcw5guqfgygrfvjrrkgn0xadthqtzsgew8j37u74n9cg57spz4mhxue69uhhyetvv9ujumt0wd68ytnsw43qfyr08v (nprofile…r08v) Nobody ever ever pays back a mortgage in Switzerland. There are 300 yo mortgages around.
Inflation solves the problem. The money created goes into the economy. No money destroyed by paying back. Dirt cheap places and houses after 60 to 100 years.
Otoh if you HAVE to pay back within 30 years you can increase personal and intergenerational wealth like France does.